OVERVIEW

Welcome to Mikander Sports Cards! In these Terms, “we” refers to Mikander Sports Cards. Mikander Sports Cards operates this shop and website, including all related information, content, features, tools, products, and services, to offer you, the customer, a curated shopping experience (“Services”). Mikander Sports Cards uses Shopify’s technology to provide these Services to you.

The following Terms, together with any referenced policies (the “Terms of Use” or “Terms”), govern your rights and obligations when using our Services.

Please read the Terms carefully, as they contain important information about your rights, including warranty disclaimers and liability limitations.

By visiting, interacting with, or using our Services, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these Terms or the Privacy Policy, please do not use our Services.

PART 1 – ACCESS AND ACCOUNT

By accepting these Terms, you confirm that you are at least the age of majority in your country or region and that you give us permission to allow any minors under your care to use the Services on your owned, purchased, or managed devices.

To use the Services, including browsing our store or purchasing products or services, you may be required to provide certain information such as your email address and billing, payment, and shipping details. You represent and warrant that all information you provide is accurate, current, and complete, and that you have the necessary rights to provide such information.

You are solely responsible for keeping your account credentials secure and for all activities occurring under your account. You may not transfer, sell, assign, or license your account to anyone else.

PART 2 – OUR PRODUCTS

We have made every effort to display accurate information about our products and services. However, product colors or appearances may differ from what you see on screen due to your device, settings, or configurations.

We do not guarantee that the appearance or quality of any product or service will meet your expectations or match what is shown or described in the online store.

All product descriptions are subject to change at any time without notice, at our sole discretion. We reserve the right to discontinue any product at any time and may limit the quantities of products offered to any person, area, or jurisdiction on a case-by-case basis.

PART 3 – ORDERS

When you place an order, you are offering to purchase a product or service. Mikander Sports Cards reserves the right to accept or reject any order at its sole discretion. Your order is not accepted until we confirm it. We must receive and process your payment before accepting your order.

Please review your order carefully before submitting, as Mikander Sports Cards may not be able to accommodate cancellation requests after acceptance. If we do not accept, modify, or cancel your order, we will try to inform you using the contact details you provided at the time of order.

Returns and exchanges are only possible in accordance with our Return Policy.

You represent and warrant that your purchase is for personal or household use only, not for commercial resale or export.

PART 4 – PRICING AND BILLING

Prices, discounts, and promotions are subject to change without notice. You will be charged the price in effect at the time of order, which will be confirmed in your order confirmation email. Unless otherwise stated, prices do not include taxes, shipping, handling, customs, or import duties.

As a rule, margin taxation is applied to sales within Finland and the EU, meaning the sale prices do not include deductible VAT. Margin taxation is applied according to the Finnish Tax Administration's guidelines VH/6653/00.01.00/2024, VH/7005/00.01.00/2024, and VH/5995/00.01.00/2024. If the products do not qualify for margin taxation, general VAT rules (as defined in the Finnish VAT Act) apply, and in such cases, the prices include VAT (25.5%).

You agree to provide current, complete, and accurate purchase, payment, and account information. You agree to promptly update your information, including email, credit card numbers, and expiration dates, to ensure we can process your transactions and contact you if needed.

You represent and warrant that (i) the credit card information you provide is truthful, accurate, and complete, (ii) you have the right to use such card, (iii) your card issuer will honor the charges, and (iv) you will pay all applicable costs, including listed prices, shipping and handling, and any taxes.

PART 5 - PAYMENT

Customers can pay for their orders using the available payment methods in the shopping cart. The payment service providers are Klarna AB, Shopify Payments, and PayPal.

Klarna Payments

With Klarna Checkout, shopping is safe and effortless. The available payment options include invoice, installment payment, online banking, and the most common credit and debit cards (Finland).

By using the Klarna Payments service, you agree to the terms and conditions of Klarna AB (556737-0431, Sveavägen 46, 11134 Stockholm), which can be found at checkout. If you have any questions regarding payments, please contact Klarna customer service directly at tel. +358 9 425 99 771 or asiakaspalvelu@klarna.fi.

Mobile Pay

If you choose MobilePay as your payment method, your payment will be charged directly via the MobilePay app. The transaction is secure and confirmed using your mobile device.

You can pay with your MobilePay wallet if you have enabled online payments in the app settings. Payments made with the MobilePay wallet are charged to the payment card linked to the wallet. If the charge to the linked payment card fails, payment with the MobilePay wallet will not be possible in the online store.

The use of MobilePay is also subject to MobilePay’s own terms and privacy policy, which you can review at: mobilepay.fi

Shopify Payments

Shopify Payments provides an easy and secure payment service for customers in Europe. Accepted payment methods include the most common payment cards such as Visa, MasterCard, and American Express. Payment is also possible via Apple Pay and Google Pay.

The terms of the Shopify Payments service are publicly available and can be reviewed during the checkout process.

PayPal

PayPal is a globally recognized and trusted payment service that allows you to pay either with your PayPal account or directly with the most common credit cards without registration. PayPal offers additional security for online purchases and protected payment options.

The use of PayPal is subject to the terms and conditions of PayPal (Europe) S.à r.l. et Cie, S.C.A. More information can be found on the PayPal website at www.paypal.com.

PART 6 – SHIPPING AND DELIVERY

We are not responsible for shipping or delivery delays. All delivery times are estimates and not guaranteed. We are not liable for delays due to carriers, customs, or events beyond our control. Ownership and risk of loss transfer to you when we hand over the products to the carrier. 

PART 7 – THIRD-PARTY LINKS

The Services may include links or embedded content from third-party websites. We do not review or control these materials and are not responsible for their content or accuracy.

Use of third-party sites is at your own risk. Read their policies carefully before engaging in any transaction. Complaints or concerns should be directed to the relevant third party.

PART 8 – RELATIONSHIP WITH SHOPIFY

Mikander Sports Cards uses Shopify’s services to provide our Services. However, all transactions are directly between you and Mikander Sports Cards.

By using our Services, you agree that Shopify is not liable for any part of your transactions or related issues. You expressly release Shopify and its affiliates from any claims related to purchases made via Mikander Sports Cards.

PART 9 – PRIVACY POLICY

All personal data collected through the Services is governed by our Privacy Policy, and also Shopify’s Privacy Policy. By using the Services, you acknowledge you’ve read these policies.

Because the Services are hosted by Shopify, Shopify collects and processes personal data to provide and improve the Services. Data you submit may be transferred to Shopify and third parties in countries outside your own. More information is available in our Privacy Policy.

PART 10 – FEEDBACK

If you submit ideas, suggestions, reviews, or content (“Feedback”), you grant us a perpetual, worldwide, royalty-free license to use, reproduce, modify, publish, and display your Feedback for any purpose, including commercial.

You also represent that (i) you own or have rights to the Feedback, (ii) you have disclosed any compensation received, and (iii) your Feedback complies with these Terms.

We are not obligated to (1) keep Feedback confidential, (2) compensate you, or (3) respond to your Feedback.

We may monitor or remove Feedback that we consider unlawful, offensive, defamatory, or otherwise objectionable.

You are solely responsible for your Feedback and its accuracy. Do not mislead us or others about its origin.

PART 11 – ERRORS AND INACCURACIES

Our Services may occasionally contain errors or inaccuracies regarding product descriptions, prices, promotions, or availability. We reserve the right to correct these without notice, including after you’ve submitted an order.

PART 12 – PROHIBITED USES

You may only use the Services for lawful purposes. Prohibited uses include but are not limited to:

- Violating laws or regulations

- Harassment or abuse

- Transmitting false or misleading content

- Uploading malware

- Collecting others' personal data

- Circumventing security

We reserve the right to suspend or terminate your account if you violate these Terms.

PART 13 – TERMINATION

We may terminate your access to the Services at any time without notice. You remain liable for charges due until termination.

The following survive termination: Intellectual Property, Feedback, Termination, Disclaimer, Limitation of Liability, Indemnification, Severability, Waiver, Entire Agreement, Assignment, Governing Law, Privacy Policy, and any provisions that should survive by nature.

PART 14 – LIMITATION OF LIABILITY

To the fullest extent permitted by law, Mikander Sports Cards and related parties shall not be liable for any indirect, incidental, special, or consequential damages, including loss of revenue, data, or profits, even if we were advised of the possibility.

PART 15 – INDEMNIFICATION

You agree to indemnify Mikander Sports Cards and associated parties from any losses, damages, or claims arising from your breach of these Terms or use of the Services.

We may assume control of any claim at your expense and require your cooperation.

PART 16 – SEVERABILITY

If any part of these Terms is deemed unenforceable, the rest shall remain in effect to the fullest extent permitted by law.

PART 17 – WAIVER; ENTIRE AGREEMENT

Our failure to enforce any provision is not a waiver of that right.

These Terms constitute the entire agreement between you and Mikander Sports Cards.

PART 18 – ASSIGNMENT

You may not assign these Terms without our written consent. We may assign them freely.

PART 19 – GOVERNING LAW

These Terms are governed by the laws of Finland.

PART 20 – CHANGES TO TERMS

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Continued use after changes means acceptance.

PART 21 – CONTACT INFORMATION

If you have questions about the Terms, contact us at:

mikander.sportscards@gmail.com